We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I think I have made it
Options

mboro
Posts: 294 Forumite
Today is a step in the right direction, after many set backs with work and health I am finally on the right path and I am entitled to WTFC which has helped, also I rang the CCCS and they sent me out their info pack which has helped alot also.
So today I did my own income and expenditure sheet, I contacted all the companies I owe money to with sensible offers (within my budget) and nearly all have been accepted.:T and I still have money left over to live on and save with.:T I am so chuffed:j
Its easy for me to do this beacuse I live with OH and he pays his bills and I just pay Council Tax for myself and food.
But I couldnt have seen the light at the end of the tunnel without help and advice from MSE.
Thanks.xxxxxx
So today I did my own income and expenditure sheet, I contacted all the companies I owe money to with sensible offers (within my budget) and nearly all have been accepted.:T and I still have money left over to live on and save with.:T I am so chuffed:j
Its easy for me to do this beacuse I live with OH and he pays his bills and I just pay Council Tax for myself and food.
But I couldnt have seen the light at the end of the tunnel without help and advice from MSE.
Thanks.xxxxxx
0
Comments
-
Yayyy! Lovely hear that you're on track and feeling positive :j
Keep it up! :T
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
well done!! that's a very positive step in the right direction :TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
you are doing really well:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
To help you on your way, have you thought about claiming back your bank charges? There are several threads on the subject and some MSEs seem to be having great success.0
-
Good Oh. Onwards and Upwards! Up the Boro?
LennyThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards