Awful day

wanttobedebtfreenatty

I am having a real down day. I have £110 pounds to last me to the end of the month. Nothing this weekend has sold on amazon which I put up for sell. The £110 is to include at least £70 in petrol so I can get to work. Me and the other half have worked out that we are going to over £100 pounds on are overdraft and as we have an arrangement with them that this shouldn't happen, I am in a panic because I don't have the money to put in there.

I am also trying to give up smoking I'm using the patches and I am getting very stressed out. Got an appointment with an Avon lady to see if I can get my own area, so I am hoping that will bring in some extra cash (much needed)

tesuhoha

For a start just think about the overdraft every time you think of having/buying cigarettes. Is there anything you can sell on ebay. Is the end of the month the end of June? If so, thats £10 a week after petrol. Have you food until then or will this have to include food? Can you eat out of the cupboard for a while? Is this just a temporary hiccup or does it happen every month? If it is just this month, maybe you could ring the bank and ask them if you can extend the overdraft just for one month. I have done this before. I cant think of anything else to say but good luck.

Emmzi

Natty,

you can get by on a tenner a week just for one month. Don't panic.

Do you have any vouchers etc you can cash in? Clubcard points etc? Sometimes if I haven't done my piggy bank for a bit I can squeeze a tenner out of it.

xx

sunflower_2

try not to panic - i have got by on a lot less than that in the past.
looking back, even though it was really hard at the time, i quite enjoyed visiting fruiters and butchers for the cheapest stuff.

egg & chips are great

is there any way you can car share for a bit? even a couple days a week will help loads.

domestic_goddess

It can be done so dont stress too much about it, if you are giving up smoking whatever you feel will be magnified so you are probably worrying more than you normally would.

I would pop some stuff on ebay. Thursday they are having a special day where you can use the gallery and subtitle feature free. Anything you havent worn/read/listened to/watched/used for a while whack it on and see how much you get. You could easily double how much you have for the month without noticing you have got rid of anything.

I just sorted through my jewellery drawer the other day and had loads of odd earrings and snapped necklaces and stuff. I took it to my jeweller who buy scrap gold and got £25 quid for it.

What about a car booty... weather might be nice this weekend.

For food and meal ideas check out the moneysaving old style board.

Cant think of anything else but will let you know if I do.

Above all persevere with the giving up smoking, biggest money (and life) saver of all.

beanielou

Ooh Natty
Things are hard just now but they will only get better!
At least you know that things will be tough in June so you are at least prepared!
Keep going with the smoking-if i can do it anyone can-stopped 22 march

wanttobedebtfreenatty

Just panicking I am sure that I can cope on just a tenner a week. just hope I can keep off the smoking.

Have a avon lady coming round on Thursday to see about getting an area to sell that aswell.

We did a shop yesterday and spent £30 pounds but got quite a lot of stuff for £30 all on offers and used up the tesco vouchers that we got Just need to get the veg now to go with that incase we get fed up with frozen peas and chips.


Do things get any better

CosmoCat

oh natty, you've already got some brilliant advice on here so i just wanted to pop on and give you a (((((hug)))))

you can get by on £10 a week, at least you've got food in, so that's quite good. and you're saving yourself loads by not smoking, so remember that.

i would call the bank if i were you, you never know, they might be able to help you out for this month.

all the best, and don't panic