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barclays basic account

i wish to apply for a barclays basic bank account. but in my bankruptcy barclays was one of my creditors. is it still ok to apply for this account.i did get early discharge from bankruptcy. so not sure on this

Comments

  • book12
    book12 Posts: 2,557 Forumite
    I think you could apply for one.

    I've read threads on here about people opening accounts with Barclays, even though they were had owe money to them.
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Yep. Barclays are one of 2 BR friendly banks. My ex owed them money that went into BR and they still opened a basic account for him.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • crowman19
    crowman19 Posts: 371 Forumite
    Also have a look at the Co-op Cashminder account. You still get online access when undischarged with this account.
    Bankrupt 07/10/2009

    Early Discharge 20/05/2010
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    you should be fine barclays were one of my largest creditors and they've just recently offered me a standard account (been pestering me in the past to open a basic account as well before I received discharge)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • thx for the replys thats ok then i can open a barclays basic account .was a bit concerned that they might try and take my wages when paid in to this account
  • book12
    book12 Posts: 2,557 Forumite
    steve4995 wrote: »
    thx for the replys thats ok then i can open a barclays basic account .was a bit concerned that they might try and take my wages when paid in to this account

    They won't make you pay your wages in the account.

    Just bring your passport or drivers licence. Once piece of ID is sufficient.
  • sieve
    sieve Posts: 1,095 Forumite
    If they try to take your wages now for a debt which was included in your bankruptcy, they are breaking the law. So should it happen, tell your OR and they will have to give any funds taken back immediately.
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
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