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Endowment mis-sold? Sorry
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windym_2
Posts: 5,261 Forumite


Sorry to start a new thread as they seem ten a penny at the moment....but I can't find my answers anywhere.
In 1992 I bought a house and had an endowment mortgage. We sold the house in 1995 and sometime btwn 1995 and 1998 sold the endowments as the whole endowment thing was being highlighted.
I have filled out the wanadoo mis-selling form which has come back as '90%' likely I was mis-sold. My problem is, that whilst I know who I had the mortgage with, I cannot remember who the endowment was with.....where can I find out? No papers at home as we have moved 4 times since!
Thanks.
In 1992 I bought a house and had an endowment mortgage. We sold the house in 1995 and sometime btwn 1995 and 1998 sold the endowments as the whole endowment thing was being highlighted.
I have filled out the wanadoo mis-selling form which has come back as '90%' likely I was mis-sold. My problem is, that whilst I know who I had the mortgage with, I cannot remember who the endowment was with.....where can I find out? No papers at home as we have moved 4 times since!
Thanks.
0
Comments
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To be honest, I wouldnt bother.
The endowments were only valid against a mortgage for 3 years and if the complaint was upheld, the redress would be calculated upto 1995 only. With most endowments not going into potential shortfall until 2001, it is highly unlikely that you would get any redress paid even if complaint upheld.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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