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Illogical paranoia
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I will angel!!
M&Ds view is 'you get it now or when we're dead, and it'smore use to you when you're young'.. not feeling too bad as they have just booked their 3rd holiday of the year so not taking too much advantage... however if I had my time again, there'd be no debt, and lots of savings...
Will posyt when loan cheque sent!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
If you pay off the car loan and all your debts sooner, the sooner you will not have these kind of dilemmas about whether to save money or not. It is almost (not quite) as much fun to watch your debts going down as it is seeing your savings mounting up.The forest would be very silent if no birds sang except for the birds that sang the best0
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Emmzi wrote:I will angel!!
M&Ds view is 'you get it now or when we're dead, and it'smore use to you when you're young'.. not feeling too bad as they have just booked their 3rd holiday of the year so not taking too much advantage... however if I had my time again, there'd be no debt, and lots of savings...
Will posyt when loan cheque sent!
Emmzi, I so agree with M&D's view. I always said no when M&D offered - was proving myself as a single parent etc, then one day said yes, something small, but they got a hell of a lot of pleasure from helping their little girl...:rolleyes: .... so i decided to accept offers (but not solicit!!!). Dad died 4 years ago, bless my poor old mum, she prob won't last long, wish I'd just said yes and let them see me have a bit of fun occasionally.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I'd say pay off the car, think about it.... what if you didnt have any income coming in the car loan would be one less thing to worry about.Abbey Loan £6,000
Tesco loan £3,000
Tesco points --- £100 worth £400 in deals for holiday! :j :T
"It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change." (Charles Darwin)0 -
Think thats great of your parents Emmzi.
They wouldent offer if they dident want to 7 couldent affo0rd it so enjoy!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ive had a really weird similar thing happen today.
I have been so "debt , debt, debt" we have managed to put away 150 in a savings account and there will be another 50 ( from my ebay sales) in by the end of the week. We are saving 500 for a winter holiday, in NOvember.
today, my dad gave me £50 & my grandad £20. My first thought was save it. But I know we shouldnt, but I cant face paying my debt off any faster. think im a bit pi55ed off with the process maybe...
that weekend away was a bit tooooo relaxing....:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Family are fab. Although the question in my head is, igf I was desperate, they'd be glad to have me live with them.. could I take it the other way round..????
Sure i would in the end...
Lynz... how about keeping the £70 for something for the new house???Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
Basically what we are doing is all our ebay, quidco etc money, and our gifts, is in a savings account, we are buying premium bonds with the 1st hundred, just waiting to confirm. So basically, we are going to put £500 in P bonds before nov ( hopefully) then anything we win on them goes to debt. After 500 in bonds no more saving, all our proceeds from elsewhere will be saving up for the moving costs. if we play it right our holiday will be after we have moved. If we have to use that money for moving, we will do. Not sure yet, but want to have at least 500 aside for either. But we have lodgers money too, feels like weve got so muhc going on I dont know where to put what, and so save it.
I think its my latent consumption urge coming back...:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Nah.. after the garden furniture spending paralysis, I don't believe it!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0
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