Unpaid CCJs

Zoetoes

My partner had a CCJ in April 1998 for a student bank account with Barclays which was for approx £800. First few payments were made of approx £25 but payments were then stopped for various reasons.

Even though this CCJ was never satisfied, will it have dropped off my partner's credit file altogether with it now being over 8 years ago??

Jon_S_4

its been a while since i looked in to this subject, but from what i can remember the CCJ stays on a credit file for 6yrs after its satisfied, but im not sure what happens when its un satisfied.

why doesnt he apply for his credit record from experian ?

THE_LONE_RANGER_4

it will not be on his file its now over 6 years

Sea78

You'll need to get the credit report as then if it is still there (shouldn't be but sometimes they linger!!) you'll be able to get it removed as it is over the 6 years.

Sea x

sparkle84

It will have fallen off his credit file but once you have a CCJ it can be chased indefinetly there is no statute barred 6 year rule they can come after you in 20 years time you should try to repay whatever amount is owing

Experian_company_representative

CCJs never linger and are definitely removed from credit reference agency records six years from the original court order, regardless of whether or not they are paid.