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November Make £10 A Day Challenge ~*~ All Welcome ~*~
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OH punctured a tyre - but I negotiated a £20 discount!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
Blimey. I'm having a bit of a day here. Just finally ordered a £10 voucher from Pigsback (will not be doing them any more, getting this voucher has been like pulling teeth since they moved the goalposts), and saved £6.26 in teh Books etc closing down sale on Christmas presents.0
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£10 Amazon voucher from Valued Opinions redeemed today, so total is now £31/£150. Not going too well as you can see!ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0
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£2.00 Amazon Sale - other than that I've come to a standstill.
Sweetpeas - thanks for sharing information re: Operation Christmas Child - I hadn't heard of it before - just found out that we've got a drop-off point really close by so there's time for us to do a box this year. My DS & I will be on to it over the weekend. thanks.Have nothing in your house that you do not know to be useful, or believe to be beautiful.
William Morris
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MsHalffull, that's great :T :j
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£1 redeemed from Lightspeed so total is now £32/£150.ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0
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Woo Hoo just withdrawn £5 from V b1ngo for my free scratchies that I've been doing every day
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£10 amazon voucher from consumer pulse0
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Just got an email that shopping.com are doing that 10 reviews for £5 again0
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Ok, time to update :j
£14.30 profit from selling a textbook
£19 refund from the DSA due to being over charged for my driving test 4 years ago (took them long enough!!)
So my totals are now:
£115.82/£150
Will be listing loads on Ebay on Sunday so hopefully will have more to update shortly, although it looks like i'm on track (i think ... :rotfl:)
Money pending ...
Money in paypal (under £6 so I can't withdraw yet)
Mystery shopping money from RE and GAP
A refund on make up I was missold
I am determined that all extra money I make every month will be going into my savings (aiming for £3000 by December 31st 2009 - house deposit fund) Except £25 from this month - paid my CC **slaps wrists for using CC**
Sorry for the long post but i'm going with the theory that if i tell people that I am doing this then I will be motivated to do it.
Also ... I have a new bank card which I haven;t activated yet so I am not just spending on crap, yay!0
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