Mortgage Choice

AndrewSmith

No worries,

I will have a look after lunch for you

Andy

gordon74

Loan amount £85K over 20 years.
Thanks

AndrewSmith

£85,000 decreasing term assurance life & critical illness without payment protection is £46.82 per month (Guaranteed Premiums, will not change once accepted including premium protection)

£85,000 decreasing life cover only £10.70 (Guaranteed premiums without premium protection)

£85,000 Decreasing Pension Term assurance life cover only £10.05 net premium per month. (Guaranteed premiums without premium protection).

Hope this helps

Andy

gordon74

AndrewSmith wrote:

Hi Gordon,

Ask them that as an existing cutomer you would be looking for them to waive the Arrangement fee. Then see what they say.

Best of luck and let us know how you get on.

P.S. It's bank holiday tomorrow

Cheers

Andy

They would not waive the fee but will switch me over. Options are:-

"If you want the discounted product currently at 4.79% the fee is £295,
however the fee free discounted product at 4.99%, there will be no fee to
transfer product."

Seems to be the best I can hope for. L&County never came back to me to follow up on their quote by the way.

AndrewSmith

gordon74 wrote:

They would not waive the fee but will switch me over. Options are:-

"If you want the discounted product currently at 4.79% the fee is £295,
however the fee free discounted product at 4.99%, there will be no fee to
transfer product."

Seems to be the best I can hope for. L&County never came back to me to follow up on their quote by the way.

Great news. See how a simple call to your existing lender can pay dividends.

If you still need the life cover then I would suggest asking another advisor to arrange it for you if you have heard nothing back.

Use the figures I gave you as a guide if you like :beer:

Cheers

Andy