Dont seem to have a credit file????

Jessica23_2

Hi Guys,

Apologies as I know ive had the answer to this question from one of you but I cant find the thread!! I have now been discharged and have got my credit files which show nothing other than my bank account, they are upto date but dont show any of the stuff from my BR. Not sure what to do? Also do the OR send me something now to say im discharged? really want to get my credit rating going in the right direction.

Thanks in advance

fiveyearplan

Well thats a result if none of it is showing on your credit file. Does your bankruptcy show on it? Are you sure the address is the same? You can ask the OR to send you a letter stating that you are discharged.

fatou256

similar to me as well my credit file showed nothing apart from an old catalogue account which i have never used ....

Jessica23_2

Thanks guys, my BR is listed with 2 of the 3 credit agencies and yes the address is my current address. Fatou256, did they ever appear on your file? or did you just start to rebuild your credit form there? thanks again