will i get accepted for loan while on maternity leave?

katiep369

currently i am paying around a £100 a month for my credit card min payment, monthly payment for a sofa with dfs and the monthly intrest amount on my overdraft.

im wanting to get a loan for £2000 which would pay all these 3 things off in full as iv worked out the payment for the loan would also be around £100 a month and at least id actually be paying off the debt and not just intrest on these things.

the thing is im currently on maternity leave and i dont know whether this would effect me being accepted for a loan. iv never ever missed a payment on anything iv had on credit so i would presume i would have a fairly good credit rating. anybody got any advice and also does anyone know who would be good to go to for a loan of £2000?

jonesMUFCforever

Some banks will accept household income not just your maternity pay.
Ask them beforehand as to not waste a credit search on you.

knithappens

i just got accepted and am 4 months into my maternity leave