Another soa!!!!!!!

dojoman

Thanks for the replies everybody, much appreciated. Have just applied to transfer my gas and electricity to another supplier (done it via this site , so hope to get £30 cashback) this will reduce my outgoings by approx £70 per month if it accepted.

MissMoneypenny

dojoman wrote: »

Have just applied to transfer my gas and electricity to another supplier (done it via this site , so hope to get £30 cashback)

Next time use a cashback site like https://www.topcashback.co.uk to switch providers as that way you get all the money paid to you. I just got £80 for switching.

Sunny_Bear

dojoman wrote: »

Can anyone please take a look at our SOA and tell me if it is about right?
The child we have at home is 6` 4" and eats more than we do, but I do not know if that is taken in to account. He also needs access to the internet for his college studies.

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1525
Partners monthly income after tax....... 0
Benefits................................ 975
Other income............................ 0
Total monthly income.................... 2500
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 500
Management charge (leasehold property).. 0
Council tax............................. 118
Electricity............................. 112 This seems quite high but if you are changing, wait and see what it is
Gas..................................... 43
Oil..................................... 0
Water rates............................. 38
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 17 ?not sure if will be allowed, but if you can justify it it should be ok
Groceries etc. ......................... 450 up to £500
Clothing................................ 75
Petrol/diesel........................... 100
Road tax................................ 11
Car Insurance........................... 26
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 50 whats this for?
Childcare/nursery....................... 0
Other child related expenses............ 50 I thought it was £5 per child per week?
Medical (prescriptions, dentist etc).... 18
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 15
Life assurance ......................... 63
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 25
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 1893

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 4000
Other assets............................ 0
Total Assets............................ 4000

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-

Monthly Budget Summary
Total monthly income.................... 2,500
Expenses (including HP & secured debts). 1,893
Available for debt repayments........... 607
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 607
Personal Balance Sheet Summary
Total assets (things you own)........... 4,000
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 4,000
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

Looks ok to me!
When is BR day???

dojoman

Thanks for that site, have just joined it.

dojoman

dojoman wrote: »

Can anyone please take a look at our SOA and tell me if it is about right?
The child we have at home is 6` 4" and eats more than we do, but I do not know if that is taken in to account. He also needs access to the internet for his college studies.

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1525
Partners monthly income after tax....... 0
Benefits................................ 975
Other income............................ 0
Total monthly income.................... 2500
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 500
Management charge (leasehold property).. 0
Council tax............................. 118
Electricity............................. 112
Gas..................................... 43
Oil..................................... 0
Water rates............................. 38
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 17
Groceries etc. ......................... 450
Clothing................................ 75
Petrol/diesel........................... 100
Road tax................................ 11
Car Insurance........................... 26
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 50 This is for sons bus to college
Childcare/nursery....................... 0
Other child related expenses............ 50 Sons lunches, snacks at college
Medical (prescriptions, dentist etc).... 18
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 15
Life assurance ......................... 63
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 25
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 1893

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 4000
Other assets............................ 0
Total Assets............................ 4000

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-

Monthly Budget Summary
Total monthly income.................... 2,500
Expenses (including HP & secured debts). 1,893
Available for debt repayments........... 607
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 607
Personal Balance Sheet Summary
Total assets (things you own)........... 4,000
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 4,000
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

Thanks for the input. BR day is last week in Niovember.