second car insurance??

simonkirkland

Hi all,

I have just bought my self a cheap second car for a bit of fun for the summer. Does anyone know of a cheap way of insuring a second car as I cannot use my no claims discount twice and my current provider won't let me add a second car for more than 30 days...

this means my cheap second car will cost me £400 a year to insure and not £230 if I could use my no claims discount again...

Any advice appreciated.

The first car policy isn't due to sept. so starting a new policy that will accept both isn't really an option.

Thanks

Simon

maclean2

Hi - try Quinn Direct who give decent discounts for named driver experience as will your local branch of A Plan.

Alternatively if you only wanted to cover it for the summer use the month by month option from https://www.eCarinsurance.co.uk

Astaroth

Several insurers will give you a second car discount if you have the first vehicle insured with them.... some others have a kind of "wifes car" type discounted insurance but this requires the policyholder to be female.

Two other alternatives would be to get a pay as you go insurance (ie mileage linked) if you are only going to be using it occasionally or you can get personal fleet policies if you have 2 or more vehicles so that all the cars are on one policy.

simonkirkland

Thanks all,

I tried various online quotes and the best turned out to be diamond at £370. My own insurance (Lloyds) was £490. I phone Lloyds and they took into account my other car and 5 years no claim and added the online discount still and it went down to £300ish. So I then phone diamond and they requoted and appied the same discount as if I had the 5 years no claims! result = £228. I actually paid £25 for zero excess (It is a cabriolet and roofs aren't cheap - vandals!)

Not bad really..

Thanks

Simon

Astaroth

Though you say 0 excess you need to check the compulsary xs - I know both the soft tops I have had had an compulsary excess of £150 on top of what ever voluntary excess I selected.