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Loan reference/referee

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Comments

  • Clive_Woody
    Clive_Woody Posts: 5,942 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    never-in-doubt wrote: »
    As this matter involves you directly then it is fraud

    How is this fraud?

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Clive_Woody wrote: »
    How is this fraud?

    :D


    It is fraud if someone is completing forms using your details - hello - am I missing something here or is it cos its early and you guys need a coffee fix.... :naughty:

    I understand the differences between guarantor and referee but in both cases using someones details to obtain money (without their consent) equates to fraud!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ~Brock~
    ~Brock~ Posts: 1,715 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    never-in-doubt wrote: »
    It is fraud if someone is completing forms using your details - hello - am I missing something here or is it cos its early and you guys need a coffee fix.... :naughty:

    Had a good holiday? It's been relatively quiet on here without your tendancy to talk down to people! :beer:
    never-in-doubt wrote: »
    I understand the differences between guarantor and referee but in both cases using someones details to obtain money (without their consent) equates to fraud!

    Putting someone forward as a referee on a loan application is no different/worse than putting someone forward as a referee on a job application. It's just a bit impolite not to ask them first.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ~Brock~ wrote: »
    Had a good holiday? It's been relatively quiet on here without your tendancy to talk down to people! :beer:

    LOL :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Kazipoo
    Kazipoo Posts: 806 Forumite
    My neighbour has responded to my email. She told me that the company involved is called Home Buy. They use my name to confirm who she is, apparently that is it. However, after googling them i have just phoned them, and lady I spoke to told me the same, but also hinted that they use these records for possible future customers. She told me once I have received the phonecall that asks me about my neighbour, I should tell them I want my details removing from the database, which I will. I will also tell my neighbour that under no circumstances do I want her to give my information out to anyone else.

    Thank you all ever so much for your replies... and you are all invited to my fancy dress party lol :beer:
    Starting weight 17st 4lb - weight now 15st 2lbs

    30lb lost of 30lb by June 2012 :j:j:j (80lb overall goal)

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