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unsecured loan/ self employed

shauny33
shauny33 Posts: 2 Newbie
I need an unsecured loan for around £4000,

My circumstances are as follows:
I am a home owner but don’t want a secured loan
I already have a joint secured loan on my home, but still have about 20% equity
I am self employed with no proof of income but earn around £26000 per anum
I have had 1 ccj and 2 defaults three years ago (all have been satisfied)
I have One or two late credit card payments over the last 6 months
Oh and one more thing I DON’T WANT A SECURED LOAN!!!!:mad:

can anyone advise the best, (if any) company will lend:confused:
THANKS

Comments

  • missile
    missile Posts: 11,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There is an almost endless list of companies who will lend you £4000, but obviously you will pay more for an unsecured loan and may have to pay an insurance premium in case you default.
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • thanks,
    do you know any of thes companies.
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