Credit File Clean Up - When's the best time to start?

gj195

Hi,

Sorry if this has been answered or if i've missed it somewhere, or i'm having a blonde moment and it's a daft question :rolleyes:

Can you only start your credit file clean up once discharged or can you start the ball rolling in any way while still bankrupt?

Thank you

Neyo

I started whilst Bankrupt ( 2007 ) contact all creditors in your Bankruptcy and ask them to mark your credit file...... defaulted with the correct default date day of Bankruptcy. ( send copy of your Bankruptcy Cert )

Once discharged contact them again asking them to mark the account settled send copy of discharge cert.

gj195

Thanks, i'll make a start then, will hopefully make the clean up process a bit smoother!

philnicandamy

its a litle pointless starting the cleanup while still BR really...creditors chopping and changing things and SOME may refuse to change information held on your files till they have proof of dischargd

i'd leave it a month or so after your discharge....and then start

fermi

Personally I would do it all in one go once your discharge is done.

No huge hurry. Your file is trashed for years anyway.