We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
bad credit + mortgages
janeyhepp_2
Posts: 2 Newbie
Myself and my partner split up this year and I moved out. The mortgage company say he's not paid the mortgage for 2 months - he says he has. Can anyone tell me if I can renounce any claim on the property to stop my credit rating from suffering anymore? And how hard will it be for me to get a mortgage in the future?
Thanks
Janey
Thanks
Janey
0
Comments
-
If it is a joint mortgage, you are both jointly liable
You cannot renounce your claim.
You need to get in contact with Citizens Advice as they should be able to help, and the lender, to explain what is happening.
Having missed mortgage payments on your credit file will make things difficultI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi Herbie,
Thanks for your reply I have actually done all you said. I'm still waiting for the lender to forward all correspondence on to me.
Jane0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards