Second Time Around?

headoutofsand

oregonuk1 wrote: »

most people keep saying open a CO OP cash minder account after bankrupt. the problem you have is like my getting your benefits while you go bankrupt. I am trying to find a number for the job centre to ask them if I can have giro's for a month wile I sort out a new account but have not found a phone number yet do you know of one for this?.


Oregonuk1

You can get your benefit paid by giro if you have no bank account. I do, they keep going on about ( don't like it) it but I tell them to Go guess what. I have informed them on many occasions of my BR and my problems with banks, by law they have to pay me one way or the other. So don't take any crap from them, it's all about saving them money, meanwhile they spend vast sums on ridiculous correspondence, useless incomprehensible information booklets and back to work agencies, who are only in it for the money and bonuses.

I haven't got a number but any job centre or job centre minion should be able to sort you out, if not tell them about me or get some advice from CAB or whoever
Regards Hoos

desperatetobedebtfree

You can open a post office card account quickly and easily for benefits. Much safer than giros particulary with the postal strike being on.

The reason the Jobcentre dont like giro is that it isnt safe and secure and costs the tax payer £2.50 for every giro it issues in comparastion to 1p into a normal account and POCA costs approx 30p. Plus if you have more than one giro loss it can sometimes take 7weeks for a search to be done before it is replaced.

headoutofsand

desperatetobedebtfree wrote: »

You can open a post office card account quickly and easily for benefits. Much safer than giros particulary with the postal strike being on.

The reason the Jobcentre dont like giro is that it isnt safe and secure and costs the tax payer £2.50 for every giro it issues in comparastion to 1p into a normal account and POCA costs approx 30p. Plus if you have more than one giro loss it can sometimes take 7weeks for a search to be done before it is replaced.

Like I said, it's all about dollar. Regarding the post peoples dispute with their tyranical lords and masters and giro's, the DWP kindly sent mine the day before industrial action started, the DWP kindly wrote me a letter stating I could collect my pittance from the job centre in any event.:p

thatsyourlot

oregonuk1 wrote: »

Benefits have to be paid in to an account in your Name from what I have been told

I get my tax credits/child benefit & Maintenance paid into my hubbies bank account since I went br

fiveyearplan

Don't the forms ask if you've been bankrupt in the past xx years? So if its 5 (or even 7) you wouldn't have to declare it on the forms.

debtinfo

As her last bankruptcy was under the old rules it would not count towards a restriction anyway, it would be as if this is the first bankruptcy

fiveyearplan

Thanks for clarifying debtinfo. This will probably be a relief to MsMoose.