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Voluntary rep of house or add to Bankruptcy?

BROKEBUT4HOPE
Posts: 127 Forumite


Hi guys,
Been reading a lot of posts here and appears that many posters are voluntary handing their keys to lenders?
Is this better than included it in the B- have i missed something.
I am in about 5 months arrears, with overdue service charges and work to be done on flat.
Its not in negative equity as I had about £15k deposit in property but this was from a loan which is now outstanding?
Any advise would be greatly recieved
thanks
Been reading a lot of posts here and appears that many posters are voluntary handing their keys to lenders?
Is this better than included it in the B- have i missed something.
I am in about 5 months arrears, with overdue service charges and work to be done on flat.
Its not in negative equity as I had about £15k deposit in property but this was from a loan which is now outstanding?
Any advise would be greatly recieved
thanks
0
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