June '06 - PMS Challenge

JAMIEDODGER

im joining in with the pms challenge this month guys.....i have saved £15.66 so far!!! I think I am going to aim for a target of £25.00. my month goes 5th june for 4 weeks.

JAMIEDODGER

found £1.10 while cleaning my bedroom....popped it in the PMS jar and have updated total in sig!

Queenie

:hello: Welcome to the challenge redballoon and Boswell :hello:

Well done, savingpennies :T Even if you set a target and can't meet it, it's still lovely to watch those tweaks and savings growing, isn't it

Boswell - saving for a TV is a good incentive and it looks to me like you are doing very well so far :T :T Keep up the good work

Michelle - Congrats on achieving £123.33 so far! Brilliant! :T Out of curiosity, when you say for the year so far, do you mean the calendar year, or the financial year?

johanne - Doing gooooooood! :T

jayarr - you could do both if you wish to, grocery & this one

moggins - OOooohh, sounds really good!! :T

Jamie - Good to 'see' you Wow! Off to a great start! :T Oh yes, those little treasure finds lurking in corners are a lovely unexpected 'bonus' :rotfl:

Hmmm, in some ways I'm doing well but sadly, most of it is 'virtual'.
When doing the chicken run, instead of log roll edging, it was cheaper and just as lovely to use bamboo edging. It was on offer at Wickes @ half price. Even though the rolls were half the size of the log roll I'd first envisaged, it still come in cheaper. Virtual Saving: £35

The stones came in under a multibuy offer which wasn't advertised at B&Q
Actual saving: £14.62

Sadly a trip to WHSmiths (my weakness ) blew the actual savings when I found a couple of good books I'm viewing those as investments though - not only assuages any guilt :laugh: but they should provide long term savings in the health/food budget departments However, even though I spent my actual savings on the books, the books themselves were reduced, adding further to my Virtual Savings by £20

Bought some "Enjoy Summer" coleslaws and sausage rolls for the lunchboxes/after school munchies. If you buy 5 "Enjoy Summer" products you get two lunchbox sized cool bags worth £4.99 This will be an actual saving simply because the boys needed new one's anyway.

So, for the grand totals so far:-

Actual = £4.99
Virtual = £55.00

I'm happy with that

cha97michelle

Queenie - my savings are from January. Gosh i would be doing well if i'd saved that much since the start of the financial year wouldn't I.

My savings so far:
£10 is from getting a pigsback voucher.
£4 is from trips to the hospital where i managed to park in the no-payment car park.
The rest is yellow sticker food items.

I'm hopefully going shopping again this weekend to get some baby bits. So i should pick up some good savings on the 3for2's, and i also have some mum-to-be free pampering products to pick up. :T

We also have to buy some bits for the babies room like curtains and bedding. I'll have a look to see what bargains i can find there.

Plus we will finally be starting the living room that i was originally saving up PMS for. So i will be having a trip to IKEA as i heard there was a sale, and if the furniture we want is discounted, more savings there.

Plus,time for another big food shop so time to look for some more bargains there and try to come in under the shopping budget. Lots of potential for a very good month.

Michelle

Edit - also, found out the baby was a boy,so i will inherit lots of hand me downs from my 2 sisters and their boys. Potential PMS - immense.

JAMIEDODGER

queenie - oooh are you getting chickens? i love mine!!!. The PMS is doing quite well at the mo, although my purse is now empty for the week, I cant wait until monday when i can start a new week and rake some more PMS in!!!
I am already expecting to put in £5 less petrol next week so that will be straight in the jar!

id forgotten how easily PMS adds up, I havent done in since last summer and did really well then! all this extra money although unallocated as yet will probably go off the debt, which is slowly coming down!

Penelope_Penguin

Queenie, hello!

Can I join in? Went to Tesco yesterday, and after comments from this site, offered a wodge of coupons for things I hadn't bought, along with Tesco coupons for things I had. Several of the coupons had come with free samples, gleaned from the freebies threads on MSE.

The staff are lovely at my Tesco, so I said with a complete absence of gorm, "don't know how many of these will go through, will you please check for me?", Of course she did, and 4 ( I think) went through. So that'll be about £2.50 in my jamjar.

Haven't done this since I was a student. Thought supermarkets had stopped it, but I'll be on the lookout now.

Thanks, Queenie.

Penny. x

Queenie

Michelle - yes, it does sound like you have lots of potential for this month Thanks for clarifying the 'year' thing

JAMIE - have had my own chook for a number of weeks now; she's a lonesome bird though and given to me by a friend. She's a wonderful animated garden feature and a charming pet too
Paying off debt sounds like an ideal use of pin money, Jamie! Wishing you all the very best :T

Penny - :T Welcome aboard :T
£2.50 is a great start and it's always amazing just how quickly it all adds up. Best of British :T

No cash spending planned here but a friend is off to hospital next week and I want to put together a hospital survival kit for her, so I'll be raiding the gift cupboard to see what I can put together. Think I'll have to calculate a nominal figure for it and count it as a virtual saving, but won't really know until I've made a final decision on the contents.