recently berieved widow needs advice on husbands pensions.

ellens

Hello.
My husband died suddenly and unexpectedly at 55 years of age
He was recovering from brain surgery.
Due to his state of mind at the onset of his illness, he let his life insurance lapse 2/3 years ago, leaving myself and children relying on my salary only.
I have noticed in his paperwork 2 private pension policies, which, also due to his health, have also lapsed, but he has been paying them for years.
Is there any possibility that they may still be worth anything to our family?
They were due to mature in 2010.
Thanking you in anticipation

anguk

I'm really sorry to hear about your husband and I'm not sure if I can help but I know that my OH has a pension that he hasn't paid into for about 12 years, it's a company pension that he paid into until he was made redundant. I'm sure he was told that the pension would be frozen, he still gets an annual report from them saying how much he will get when he reaches retirement age but it's only a fraction of what it would be if he was still contributing to it.

Debt_Free_Chick

ellens wrote:

I have noticed in his paperwork 2 private pension policies, which, also due to his health, have also lapsed, but he has been paying them for years.
Is there any possibility that they may still be worth anything to our family?
They were due to mature in 2010.
Thanking you in anticipation

Quite probably there's an amount that will pay out now. Some very old pension policies did not pay out on death as you had to arrange life assurance alongside them. However, they are very, very rare these days.

Contact the companies concerned. You most likely have to write to them and send the death certificate.