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Best Lender for £2000 Loan?

Leanne200
Leanne200 Posts: 1,385 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Loans
Hi all

I am looking to get a loan of £2000 to pay off over 12 months, the best rate I can seem to find is with the Post Office with a total repayable £2144.

This seems great! Just wondered if anyone knew of anything better anywhere please? (You can never save enough! ;))

Comments

  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    how about a 0% credit card ? There are few with 0% for 12 months available at the moment.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • jennihen
    jennihen Posts: 6,500 Forumite
    That's cheaper than most overdrafts at the moment - £12 a month!! Go Girl!!
    One life.
  • Leanne200
    Leanne200 Posts: 1,385 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A 0% card sounds like a good option, I have been eyeing up the Santander 15 months 0% one but you can only apply by telephone 9am-5pm during the week and I am always at work, I have never gotten an opportunity to try yet sadly.

    Jenni I am trying to do it to pay off my Halifax Overdraft! :p
  • Leanne200
    Leanne200 Posts: 1,385 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am a bit worried on which option to go for the credit card, if I don't get accepted.. Will my score go down.. if I also apply for a loan at the same time or close together will that effect their decision?:confused:
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