We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First Direct - Not recommended by brokers?

Looking at a mortgage at the moment and found one online with First Direct that beats the brokers quotes given to me.

My mortgage broker said he couldn’t beat their deal and couldn’t help me as FD do not pay brokers commission.

Is it ok to go direct to them?

Comments

  • Joe_Bloggs
    Joe_Bloggs Posts: 4,535 Forumite
    If your mortgage case is simple and your credit situation is excellent then why not go for it. MSE martin has views here.
    J_B.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Why would it not be ok to go direct to them?
  • koexelek
    koexelek Posts: 7,847 Forumite
    _Andy_ wrote: »
    Why would it not be ok to go direct to them?


    Indeed. That is exactly the way that First Direct have set up their business model. They want to deal direct with the oublic
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.