So worried about justifying debt..

money_penny_26

hi there we definitly found this the worst bit to worry about,an we tried to go through all our statements...oh god those shoes, oh no the dress i bought for my sisters wedding.the meal out we had, on an on we fretted.you feel like it will be a police matter or something.the o.r. was proffesional an didnt even ask us what we had spent by itemising everything,he was only asking us the bigger withdrawals.has someone above said they have seen it all.unless you were on a carribean cruise last 2 weeks try not to worry. regards penny x

alastairq

The OR has 'boxes to tick''''which is one reason for the interview.

Hence the questions, which often cannot be answered.

One aspect I have learnt, the OR is looking for are people who take out a credit card, flog it to the max, but seem to have zero intention of trying to meet payments.

Apparently this happens a lot, but can be difficult to prove....