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Notice of liability.

I'm nearing the end of the process now, as I've returned my income form to the RTLU and they've cashed the cheque for the beneficial interest in the house. Some of you will know that during my bankruptcy, I've struck up a very close friendship with my official receiver. In fact, to celebrate my eventual discharge, we're planning a night in a posh hotel. She's asked if I can provide some wine in the hotel room and then liquor out on the balcony, so it should be a fun evening.

Anyway, I've received a letter from the company I used to contract hire my car from, informing me of the remaining liability following the sale of the car, etc etc. They say I can make an offer of a monthly payment, or they'll hand it on the solicitors. Now, I know I can no longer be liable for the shortfall, but I'd really like to hear it from someone else too!
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Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You are right if the debt was incurred before the BR then it falls into the BR. Just send the letter to your lovely OR and let them deal with it.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • I shall scent it with my Old Spice.

    I suspect the company are just trying it on, as they know full well my position. My brother was declared bankrupt in 1998 (my mother is so proud of her boys) and he had a phone call last year from a firm who'd "bought" one of his debts, and were quite menacing with it. I think they sometimes hope you just want them to go away, and will therefore cough up.
  • sieve
    sieve Posts: 1,095 Forumite
    Make sure you write SWALK on the envelope cc...
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • I do fill all my envelopes with glitter, so when they open it, a little bit of sparkle enters their world.
  • I do fill all my envelopes with glitter, so when they open it, a little bit of sparkle enters their world.

    Now THAT made me larf!!!! b020.gif Very funny CC very funny :rotfl:
    FP x
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    He's not kidding either......:eek:
    We all die. The goal isn't to live forever, the goal is to create something that will
  • M'be I should be worried then eh?.......my OH is very chatty, pal-ey, first name termy la-di-la with his examiner too????????
    M'be she too is a 'foxy' lady :confused: :eek:
    FP x

    Note to myself "check pockets for glitter"

    (sorry for OT) (again)
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    edited 21 October 2009 at 2:00PM
    Dear creditor,

    Thank you for your formal notice of my liability.

    As you are already aware, I was declared bankrupt on dd/mm/yyyy.

    Therefore I wish to issue you with a formal notice of your stupidity.

    Unlike my liability, this is certainly NOT disputable.

    Yours......
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi wrote: »
    Dear creditor,

    Thank you for your formal notice of my liability.

    As you are already aware, I was declared bankrupt on dd/mm/yyyy.

    Therefore I wish to issue you with a formal notice of your stupidity.

    Unlike my liability, this is certainly NOT disputable.

    Yours......

    I'm seriously tempted to use this :rotfl:
  • It's in the post!
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