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Missed HSBC credit card payment by 4 days now
Ryan.Maloney
Posts: 218 Forumite
in Loans
I should have funds in my account to pay it tomorrow.
Does anyone know if this is a 'black mark' against my credit record (almost certainly yes for hsbc credit scoring)
Do they share this data with, say, barclaycard or marbles?
Do these organisations share data like that?
Does anyone know if this is a 'black mark' against my credit record (almost certainly yes for hsbc credit scoring)
Do they share this data with, say, barclaycard or marbles?
Do these organisations share data like that?
0
Comments
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Yes late payments are shown on your credit file which all subscribers to Experian/ Equifax etc can see.All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
No Advertising or Links in Signatures by Site Rules - MSE Forum Team 20 -
it will show on your file. just learn from it and try not to miss anymore
Debt at highest £16k+
Debt at lightbulb moment £14,800
Current debt £6336
Cleared £4206 in November 05 How ? Bye Bye PPI0 -
Hi, If this is the first time you have missed a payment you may not get charged for late payment if you ring them up and talk nice to them. Rita.0
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Yes.. if you ring them and explain.. you "might" be lucky!Official DFW Nerd Club - Member no. 092
::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::
Lost to date - 9kg (22/8/06) Next weigh in 2007!!0 -
and pigs might fly ......."A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
Ride hard or stay home :iloveyou:0 -
missile wrote:and pigs might fly .......
Not really.. first offence they are pretty fair tbh!Official DFW Nerd Club - Member no. 092
::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::
Lost to date - 9kg (22/8/06) Next weigh in 2007!!0
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