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10% Deposit best rates

Hi,
Can anyone give me any advice as to which are the best rates out there at the moment with a 10% deposit.I'm looking at either a fixed,tracker or vairable for a few years?

Thanks

Comments

  • Hi,

    I assume you are a FTB.

    With 10% deposit there are very few lenders and hence fewer option.
    HSBC will do 10% and they have discounted SVR of 3.89 for 2 years for a fee of around £1300 (i guess).
    Their tracker rate is 4.04% above BOE
    Fixed rate of 5.99 for 2 years

    Best is to talk to Mortgage advisor who does Whole of the market....
  • nat82
    nat82 Posts: 1,115 Forumite
    We just got our mortgage with RBS. Got a rate of 5.94% and no product fee, it's fixed for 5 years though.

    We went with an Independant FA initially but he couldn't get us this rate, we went to the RBS and spoke to them ourselves.
  • jamief
    jamief Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    Britannia Exclusive 4.09% discount variable. No arrangement fee or ERC.
  • matttr6
    matttr6 Posts: 26 Forumite
    Natwest and RBS seem to be coming up cheapest in a lot of my searches
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