Getting a lower interest rate loan to move CC debts

Katharine

Annie_Fanny wrote:

You mean for going over your overdraft limit?

Yep 2 days before payday! Argh!

Annie_Fanny

Yep any charges like this you can claim back. Other people - on this forum as well - have been successful in reclaiming charges.

Have a look at this thread - http://forums.moneysavingexpert.com/showthread.html?t=177454

Annie

Katharine

That snowball calculator is fantastic, one thing it has shown me is that it isant nearly as bad as I feared.

Anyway I get paid Friday so in June I will be writing down every penny I spend so I know exactly, rather that my guestimate, my other challenge is to cut our food bill in half. Alot of other things to sort or look into as well.

Thanks for the help all.

Annie_Fanny

That's great Katharine - you sound so much more positive. Do keep posting with the lows and the highs as it may help keep you on track. There are lots of good people on here who can help at any time day or night!

Good luck. Take the banks on and win!

Annie
xx