Capital one won't reduce my credit limit

Broken_hearted

I want to reduce it from £680 to £600 as I'm trying to get rid of the damn thing. There is £92 available credit at the moment on an APR of 26% (they must be joking). They are charging me more interset this month than last month even though I owe them less. They say they can't reduce it as it less than £100. Funny last month they reduced it by £20. :mad:

second_chance

bet if you said you wanted to transfer the balance to another card and close that account they would oblige.....

CosmoCat

can you transfer your balance to another card? if you could please do. i know how you feel trying to get rid of that card with their exhorbitant rates. i shall be closing mine forthwith as soon as the final payment clears!!

they are really something

Broken_hearted

I could try but they keep bulking my credit in with OH and his credit rate is shot.

beanielou

Why dont you just reduce the credit rating in your head then?
Or would that not work for you?

CosmoCat

Broken_hearted wrote:

I could try but they keep bulking my credit in with OH and his credit rate is shot.

have a go, the most they can say is no! if not, put every bit of extra you can into paying it off.

i know what you're going through

Broken_hearted

I have applied for a balance transfer fingers crossed

CosmoCat

Broken_hearted wrote:

I have applied for a balance transfer fingers crossed

everything crossed for you.