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DMP and mortgage fixed rate soon to end

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Donna_23
Donna_23 Posts: 13 Forumite
in Debt-free wannabe
I have a DMP with CCCS (started in oct 05) and am worried about the end of my fixed rate period on my mortgage. Will my current mortgage company do another credit check before offering me another fixed rate? I'm concerned cos I can't afford for my outgoings to go up. They have already increased since I took the DMP (council tax, water, heating, baby getting older etc) and realy am worried about what will happen.
Titch :)

Comments

  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Donna

    Dont know. Have you asked CCCS??

    Lenny
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Donna_23
    Donna_23 Posts: 13 Forumite
    Just quickly when phoning them about an issue with a company called capquest who have taken over one of my debts. They seemed like they might be able to help butI thought whilst i was online i would seeif you guys had any advice!
    Titch :)
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    I am in the same situation Titch...
    I have been told that we will probably get a crap rate as my credit rating has been shot-let me know what you find out.
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Donna_23 wrote:
    Just quickly when phoning them about an issue with a company called capquest who have taken over one of my debts. They seemed like they might be able to help butI thought whilst i was online i would seeif you guys had any advice!
    Donna

    PM thelonerager. He has stacks of experience with em. Sure he would be able to offer loads of advice.

    Lenny
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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