Confused by credit reports, please help!

Jessica23_2

Im due to be discharged on the 24th of this month, so as im keen to sort out my credit score asap I read the sticky about this and decided to get my credit file now. I was shocked as my updated files (call credit, experian and equifax) gave 3 totally different pictures. Equifax have no record what so ever of my bankruptcy, this file was updated 14/10. The experian file has a record of it but says I was discharged on the 1st oct, this file was also updated 14/10. The call credit file has record of it and says I havent yet been discharged and was updated 15/10. Been on OR site and haven't been discharged early.

Non of the files show any of my credit card / loan accounts that were part of my bankruptcy, needless to say im really confused by all this! Partially happy to keep my mouth shut with Equifax , and I assume the credit cards etc will show once I have officially been discharged?

If anyone could shed any light on this I would really appreciate it.

Many thanks in advance

Jessica

magicgirl

mine was same. i got copy of discharge papers and sent them off and most were updated. they said some refused to so i wrote direct to them and sent copies too and one by one, it all came together. best of luck for teh discharge. x

dickoa

Have you checked the insolvency service website to see if you have already been discharged you will still appear bankrupt on there but if you click on youre name once you ve found it scroll down and see if the discharge date states early discharge on the 1st October or if it still stays the 24th

Jessica23_2

I have checked on the insolvency site, I also called them and they said its defo the 24th. Magic girl, did your papers automatically get sent to you when you were discharged? Thanks for the responses, much appreciated