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CSA Debt repayment advice

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Comments

  • Blob
    Blob Posts: 1,011 Forumite
    That is not going to work. Any and all agreements made priour to the change have to stand no matter what. If I had let it go when they had made the first offer to sort this out then yes pos as I would have been 106 when it was settled. However the agreement came as a result of a letter from the Sec of State in person, it stands as that is a Ministerial Directive, end of.

    They have no intention of keeping to either the law or agreements that has been proved and accepted.

    So just why do they go through the sham of saying we will make an agreement when they have no intention of keeping it? This has happened in the last few months as well, so the new directive was in then!
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Try and force them to though. Same with credit agreements - they can change the amount they charge provided they tell you it's changing in advance. There is nothing written in law which states that they must stick to an agreement once made and that is the key point.
  • Blob
    Blob Posts: 1,011 Forumite
    I do accept your point that there is nothing written in law. However with my political conections the top level of Gov is not happy that they are doing this. They also have the problem that I have contact with the press through the work that I do for the ex-forces comunity, dont get paid for it either, and if they try will not take it, I came back more or less in one bit some did not. The CSA go after them as well, with less mercy than the Taliban and these B****rds are allegedly on our side. Friends like them who needs enemies!?
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lol!! If the Minister told them to stick to agreements then they would, but my guess is that there has been no such official message.
  • Blob
    Blob Posts: 1,011 Forumite
    It is in a letter to my MP that I have a copy of, it is ther in black and white. They told my MP that they are not obliged to follow this! He went off the wall at this but they do as they like so why should they listen to an MP, or a Minister for that matter?
  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Our MP was no use to us whatsoever unfortunately. We have had the same thing happen, and agreed reluctantly to pay extra. Some of the arrears were down to the CSA - assessments changing and the CSA taking 2 months to update the payments from us - despite us ringing them to tell them the payments were wrong.

    We were told it's because the CSA are now under pressure to collect arrears within 2 years. My OH took offence to what he considered was a threatening letter too but reluctantly agreed to pay more when left with not much choice - he was told it would be taken directly out of his pay if he refused.

    Sorry not to have positive advice. Good Luck.
  • Blob
    Blob Posts: 1,011 Forumite
    On a different site a case went to Court and the the Court overturned the 2 year rubish and has issued an order that the NRP has 20 years to pay off the arrears. I am trying to find the details of this, should it be true then the 2 year dictate is effectivly dead int he water, as the precedent has been set by a Court!
  • Blob wrote: »
    On a different site a case went to Court and the the Court overturned the 2 year rubish and has issued an order that the NRP has 20 years to pay off the arrears. I am trying to find the details of this, should it be true then the 2 year dictate is effectivly dead int he water, as the precedent has been set by a Court!

    However, it appears that the CSA can & do ride roughshod over any fair proposals put to pay off arrears by slapping on these DEOs &/or obtaining LOs, with seemingly, no-one able to stop them.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
  • Blob
    Blob Posts: 1,011 Forumite
    That case was a hearing after the LO was in place, by all accounts they got stuffed, and in my view about time too.
  • :mad:

    After my initial post I contacted my local MP and followed formal complaint process to CSA ref attitude and bully techniques of Kirkcaldy Debt Recovery.

    The CSA did acknowledge complaint by phone and that the department and people I complained about would make contact to discuss the issue.

    I was surprised and worried at this process where a complainant has to communicate with the department/people directly once a formal complaint has been lodged, do they think that after you complain they change their attitude, well NO.
    I received written notice this morning on the DOE effective 11th Nov and a 100% increase in monthly arrears payments.

    May I add my daughter is now 24! This pain with the CSA goes back years.

    So much for following procedures on complaint and MPs ,this resource employed in CSA debt recovery can do what they want no constraints from accessing bank accounts, HMRC ,employer communication the lot.

    Easy target the compliant payer, easy to hound and an easy tick in the box for their monthly KPIs and Stats targets.

    If only I was a bank and 10Billion in debt, I wonder if I would be treated different by these governments departments.

    Rant Over....
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