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Claiming back PPI-HELP!

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Hi,
I've just looked and realized that I have PPI on a personal loan and CC (both Lloyds) and since I am on a DMP with CCCS, I would like to claim it back, therefore hopefully reducing my debt-I am self employed and should never have been sold it (or rather, taken it out in the first place-thinking it would help me when it would never pay out!)
Can anyone suggest how to go about this?
Thanks,
Bunny
Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale

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