is it possible to overpay/claim refund for NI conts?

lemonjelly

Hi all,

I have 2 jobs - 1 full time, & 1 which is a zero hours contract (essentially as a bank worker). My 2nd job covers sick leave, holiday, training etc. Obviously in this situation the income it generates fluctuates wildly. For tax purposes I am registered as it being my 2nd job. Been doing this for 5 years.

Historically have had few problems, but every couple of years I do check the level of tax paid, & have on a couple of occasions requested and recieved refunds.

I'm wondering whether it is possible to check whether or not I have also been overpaying on NI contributions, as these have been deducted from some of my pay as I've had peak times where there has been quite a lot of work available to me in the past 2 years.

Does anyone know, & if so how it is done?

Thanks in advance...

fengirl_2

Tax and NIC are calculated differently. Tax is calculated on an annual basis, so that if you earned £6500 in one month and then nothing more for the rest of the year, you would not pay tax.
NIC's (except for directors) are calculated on your weekly or monthly pay. So that if you earned £6500 in one month and nothing else all year, you would pay the maximum in NIC's for that one month/year.

Rolo_Tomasi

The only time you could have overpaid National Insurance is if you had more than one job and your combined earnings were more than the 'upper earnings limit' ie £844 per week. The National Insurance office usually get in touch if you have overpaid.