Need some reassurance!

fizzypeach

Hi all

Im posting as Im feeling a bit muddled up, confused, worried, scared and a million other feelings!

Im in alot of debt, im quite young for it really and have asked for help.
Ive contacted the CCCS and theyve been great.
Im at the stage where Im sorting out new account, about to send off token payment form and signed forms off to cccs.

Ive accepted that if I dont do this now, theres going to be a time really soon where I cant do anything.

One of the things that is really worrying me is that it all just seems too good to be true, I fully understand the kind of letters and phonecalls Im going to receive but I just feel so worried!. The lady was so reassuring and comforting about everything and I have her email addy etc if Im ever worried!....all this for free??

I was hoping someone whos been in my situation or is in it, with the CCCS could help me a bit, just for some moral support really, Id appreciate it.

x

highguyuk

Firstly, :hello: and welcome to MSE.com.

If you have rung CCCS then you are in good hands. There are hundreds of people on this site that have used CCCS and wouldn't say a bad word against them so don't worry and they will help you. Just take there advise and follow the guidelines and you'll be fine!

You've obviously had your lightbulb moment and realised there was a problem which is further down the line that alot of people. Well done for that. In no time at all you'll be celebrating your debt free day!

You may want to post your SOA - Statement of Affairs. Full Income/Outgoings/Benefits/Total Debt etc and see people on the site could help you save money on simple things that could be used to pay off the debt quicker. This is quite daunting, but it is a way of truely facing upto your problem by having it all written down.

All the best ...

isgman

You have come to the best place for advice and reassurance, I have found this site a great help in "keeping my chin up",,, Good Luck

fizzypeach

Thanks guys!
And thank you for the welcome
I feel so much better this morning, last night was a bad one!
I think it all gets on top of you so badly dosnt it, and its good to know there are so many 'others!!'

I will post all my debt etc etc! as I really want to be a part of this great community, its just very scary...but im sure i'll get there!

Thanks again:)

In_Search_Of_Me

Welcome & hope it all goes well with CCS & the letters t come. Its SO much better to deal with it rather than bury your head (as I did for quite a few 000 pounds!!)...at least this way you can move on & get sorted...well done & keep posting! Know what you mean about sleepless nights!

CosmoCat

welcome, welcome, welcome

you're on the right road. and we're here to walk that road with you. all the best. you're doing the right thing

southernscouser

Hi fizzypeach and welcome to MSE!

You are in great hands with the CCCS and well done to you for facing up to things! :T :beer:

fizzypeach

It's so great to not feel alone!
My family and partner are so supportive but you can still feel alone with it cant you, beat yourself up about what you did wrong....
I love this site...I feel human again!!!:T

xx

beanielou

Welcome to MSE
Hope all goes well for you

System

You've done the right thing. Look at my debt. If there is hope for me there is hope for everyone!

domestic_goddess

hi there and welcome.

i think the worst thing is too face it all, once you have done that it will only get better.

i promise.......

you will get loads of help on here - i know i did