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My Debt free date :)

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*lines up to collect a DF certificate*

Evening Folks,

So following on from my thread "what else can I do?" I have today got the cash from my car.
That cash has been allocated to clear my debts. (payments set up but cash not gone to them yet)

I am very happy, and it's such a nice feeling.
I have reviewed my budget several times this last 3 weeks, and I think that I have it cracked. I just have to learn about living within that budget now.
Going by my card transactions, I am £8 under budget on food. But I know that I have gained £200 in ebay sales and purchases for other people. So I have also had that money in my purse (cash) so I know that this month ahead will be harder for me.

I have no idea where my money was going in the past, but as of now I will keep a very close eye on it. Anything that is not a direct debit will be paid for out of cash, and then we will see how (little) we have left and we know to be careful.

Thanks everyone you have all been wonderful

NN

GW

Comments

  • I was so excited that I posted this on the wrong board!
    I should have put it on Debt free!
    :D
  • kar
    kar Posts: 218 Forumite
    Congratulations anyway GW - are you aiming for mortgage free next??
    Current Mortgage - £156,633:eek:
    Expecting baby no. one on 27th Oct 2010
  • Most definately!

    I just hope it's something I can really do.

    Thanks

    GW
  • Gingham_Ribbon
    Gingham_Ribbon Posts: 31,520 Forumite
    10,000 Posts Combo Breaker
    Well done. I'll move this to the debt free wannabe for you now.
    May all your dots fall silently to the ground.
  • Spirited_2
    Spirited_2 Posts: 107 Forumite
    Well done :grin:

    This really spurs me on to succeed too.
    I believe the struggle for financial freedom is unfair
    I believe the only ones who disagree are millionaires.
    Affirmation. Savage Garden.
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well done to you.

    just remember to keep your one goal in sight!! to be debt free. that will curb any extra spending you may want to do with the cash in hand.

    makes me want to get my act in order!!
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
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