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volitain
volitain Posts: 2 Newbie
in Debt-free wannabe
Just to say hi
found this forum after seeing martin on tv and found there is help. I have got a inverview with the cccs tommorow. I wouldn't say I've got big debt problems but they have just got to a point where everyone wants there more plus charges (which I am now going to try and claim back again thanks to this forum) so hi :beer:

Martin
«1

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Hi there Volitain! Pleased to meet you and welcome to DFW! Do hang about and see what other tips you can pick up, many people here are going through CCCS, and maybe you can offer what you know to others

    Lynz
    x
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • jet77
    jet77 Posts: 1,586 Forumite
    Welcome Volitain!!
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi & welcome.
    You are in the right place!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hi and welcome! :wave:

    Good luck with your CCCS appt tomorrow and let us know how you get on.

    Getting those charges back will help things along nicely too.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Hi Volitain & welcome :)

    Good luck with your appointment with CCCS, ringing them & finding the DFW forum were the best things I ever did! I'm sure you'll feel much better once you have spoken to them tomorrow.

    Hope you have success with claiming the charges back too :)
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Welcome!! Hope it goes well with CCCS! Feel free to ask questions...some v. intelligent money saving bod will assist - if you're lucky a few will!!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    good luck with the CCCS mate :beer:
    Savings Total so far for 2023: £8,062.58
  • milliejon
    milliejon Posts: 1,052 Forumite
    Hiya Volitain. I only found this site a month ago and have picked up loads of advice.

    Everyone is really helpful and friendly.

    Best of luck with the CCCS.
    DMP mutual support number 174
    Total debt now (April 10) £0! - total paid off £30,221 or 100%
    I'm now debt free after 6 years!!:j
    Non smoker since June 2006 :j
  • Old_iron_balls
    Old_iron_balls Posts: 331 Forumite
    welcome & goodluck :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Yes welcome and good luck for tomorrow (not that you need luck!). Keep us informed though!

    Lenny
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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