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Thurs 15th Oct - What small DFW things have you done today?
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
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So be proud of those small steps, they really are important
Good morning!!
Urgh it was dark this morning......I don't like it!! Not so cold though.
Really tired....roll on the weekend, I need a rest:o
We have Harvest Assembly at school today, so busy morning. Meeting a colleague who is on maternity leave for lunch in the pub, so that'll be nice - I have had 3 NSDs this week, so I think £8 on lunch is allowed. COnsidering we used to go every week for a pub lunch and now never go, I won't feel bad:o
Ok, list for today:
Have a lovely day everyone!
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
-
So be proud of those small steps, they really are important
Good morning!!
Urgh it was dark this morning......I don't like it!! Not so cold though.
Really tired....roll on the weekend, I need a rest:o
We have Harvest Assembly at school today, so busy morning. Meeting a colleague who is on maternity leave for lunch in the pub, so that'll be nice - I have had 3 NSDs this week, so I think £8 on lunch is allowed. COnsidering we used to go every week for a pub lunch and now never go, I won't feel bad:o
Ok, list for today:
- check banking and move TCs to spends account
- daily scratchies
- give girls packed lunches
- free coffee for me at work.....I need it!
- dinner from meal plan tonight - jacket pots, southern fried chicken steaks and spag hoops!
- heating not on yet....nooooo
- hope my parcels arrive that are being redelivered to work - realised I could do that not pick them up for the PO at 50p each:p
- Sparkle.....
Have a lovely day everyone!
I really need to sort out a new signature!
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Comments
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Morning Milly - where is your list then?! Aaaaaaaaaaaaaah - there is your list and your dancing creatures!
Today I:- am off to a conference, free lunch and as much tea and coffee as I can drink!
- am going to out some washing on at 30 degrees
- am not putting the heating on!
Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Morning Milly and CG and anyone else who arrive after me.
Its also dark and quite wet here.
I have 2 free lunches over the last 2 days and have swipped some fruit which should get me through today and tomorrow
Today
Check bank account
Do survays
look for free money on the floor when i'm in town
Eat free fruit
Go to my second job (free dinner)
oh got to go to opticians (oh no)
Talk to you all later
SHWA1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now
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Just dashing in quickly between getting ready for work. I am really looking forward to the weekend as I got in after 12 last night and have to get the 8.25 train for yet another meeting. Early finish thank goodness today, but I shall have to go into the office and do some of the work that I haven't been able to do because of being at meetings, and the extra work that all these meetings inevitably produce
One consolation, I have only taken in lunch to work on one day this week, and got a very nice 'free' dinner as well last night
Not much time for MS activities this week, but I have checked online banking, will see to animals in a minute, read free paper on train, and will cook tonight.
Have a nice day everyone, must dash :rolleyes:0 -
Morning all,
Today I will:
Check online banking
Swap summer duvet to winter duvet, and not put heating on!
See to pets
Go to work and have loads on
Pay a cheque in
Dinner from meal plan
Have a good day everyone!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Good morning all,
Today I am going to
Complete my scratches.
Check my online banking and see if there is room to reduce my OD further.
Cycle into uni
Flask of coffee from home.
Hope everyone has a good day.
brokemedicOne debt in 100 days £384/1264(£865 left)Pay all your debt off by xmas 2014 £276/18864NSD 4 and 4 in a row0 -
Morning everyone,
It still looks dark out the window here too. Think I am going to have to buy a brighter bulb for my bathroom light - was putting my face on this morning and could hardly see!
Have got horrible all day meeting today, which starts in 3 minutes. Will at least get a free lunch though...that's one small silver lining.
List for today -- Breakfast at home
- Check banking
- PAD (£1.26)
- Free lunch in evil meeting
- Dinner from freezer (left over chilli)
- NSD
- Fill in claim form for banking Fraud
- Paint bathroom walls in flat tonight - I will I will I will!
LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.0 -
Morning all
[STRIKE]
Check banks
[/STRIKE]:rolleyes:
[STRIKE]Charge phone at work [/STRIKE](I love this one and now keep charger at work!)
[STRIKE]PAD to evil edna[/STRIKE]
[STRIKE]Watch bank accounts as today is DD day[/STRIKE]:j ok so far
Batch up chilli made last night in slow cooker
[STRIKE]Wrap up and keep warm[/STRIKE]
Pay for logs
Do lots of work
Watch a movie on wall later
Sort out room and pick up Lodger girls chum from the airport at 7pm save her taxi fares
Maybe get some leaves done
[STRIKE]Sort out evil ice cave[/STRIKE]
Sort out potting shed
[STRIKE]Feed chookies[/STRIKE]
Pick up papers
Make sure brother is OK for food etc as he's now not working
Arrange for some contract work on my project if I can swing some from someone's budget
Meet OH at lunchtime to walk doggies
Sparkle
[STRIKE]Find some clean clothes![/STRIKE] must do a wash :rolleyes:
Mornign all back home sorry been AWOL taking little sproggies to dads. Must phone them later from landline (NOT mobile) (we have a package that's free to France).
Hope everyone is great and good - hugs all round!Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Hi everyone!!
Back home from my sinus surgery! Signed off for two weeks now! Think I will just say I am doing small things you can do from the sofa! Will continue with scratchcards etc but nothing too amazing!
Will carry on popping in depending on how I am feeling!!
I will steal some hugs today but don't squeeze too hard!!
Waves to everyone x x x x:jThank you to all posters:beer:0 -
Gently hugs Katylittlelady - keep well lovie
Arnica tabs are good for internal bruising etc - maybe google it if you don't have anyTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
PS shopped excellently when away and did 3 purchases in boots (all over £5) and got 3 x £5 off a single purchase vouchers for No 7/Ruby & Milne (expire Nov 8th)
Having bought as much nail polish as I possibly can (the cheapest thing at my Boots) for xmas pressies (I don't need any make-up and can't really spend them) - anyone want vouchers?
PM me if you do - first come first served Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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