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Just saying thanks to you all...
Jo_R_2
Posts: 2,660 Forumite
Hi!
I just wanted to share how chuffed I am that since finding this site in Feb and implementing some of the tips straightaway, I have been reviewing my current account and have had no charges from bank since the end of Feb!
There's still a long way to go, we have an outstanding loan to work on, two overdrafts and more work to do on our budget, plus a period of reduced pay maternity leave in the second half of this year. But with what I have worked on so far and the plans I have, I am feeling more and more optimistic about things. Plus it's great to know I can pop in here anytime to ask the most ridiculous questions (I'm a worrier, what can I say?
) and someone will help.
So thankyou all!:T :T
I just wanted to share how chuffed I am that since finding this site in Feb and implementing some of the tips straightaway, I have been reviewing my current account and have had no charges from bank since the end of Feb!
There's still a long way to go, we have an outstanding loan to work on, two overdrafts and more work to do on our budget, plus a period of reduced pay maternity leave in the second half of this year. But with what I have worked on so far and the plans I have, I am feeling more and more optimistic about things. Plus it's great to know I can pop in here anytime to ask the most ridiculous questions (I'm a worrier, what can I say?
) and someone will help.So thankyou all!:T :T
Dealing with my debts!
Currently overpaying Virgin cc -
balance Jan 2010 @ 1985.65
Now @ 703.63
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Comments
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No Jo_R, thank you! 0
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Jo_R wrote:Hi!
I just wanted to share how chuffed I am that since finding this site in Feb and implementing some of the tips straightaway, I have been reviewing my current account and have had no charges from bank since the end of Feb!
Well done, have you thought about claiming back your bank charges as they will likely make a nice hole in your debt
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Kevicho wrote:Well done, have you thought about claiming back your bank charges as they will likely make a nice hole in your debt
I have pondered upon it and I am going to go for it. I am feeling all positive today!Dealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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southernscouser wrote:No Jo_R, thank you!
I have to admit that upon reading that I actually started to well up! OMG pregnancy hormones are bizarre things!!! Dealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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Glad you have done so well Jo_RI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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