First time

Glittermonkey

I've used my overdraft this month.

I've never used it before as when i ran out of money i used my credit cards, but as they have been cut up since Dec i've had to go into my overdraft.

Im not sure why this month has been so different, think its the 15 year old brother i have living with me, i've had to pay out for a few extra things this month.

Luckily, its pay day this friday and i get my bank holiday pay on this wage, so that will clear the O/D.

I think i let myself slip a bit this month as well, so going to be strict with myself again next month. Still, im pleased, 5 months of paying back my CC and not spending on them!

GM x

CosmoCat

well done on paying off those CCs. keep an eye on the OD, it's one of those things that can get out of hand so easily.

Glittermonkey

Luckily its only at £100 and im not charged for using it.

It was a lot higher many years ago but i reduced it as i never used it.

Gm x

brranger

Have you been giving your Bro his dinner money? about £10 a week at school I think plus sweets.

Glittermonkey

Yep!

He gets £10 per week and a little bit extra in the week to buy drinks etc. I have to buy extra stuff each week now for his packed lunches and his Taekwon-do lessons cost me a fair bit.

Should get better soon as my tax credit should adjust for having 2 children so fingers crossed next month will be better.

earwig

who gets the child benfit for your brother and if he is living with you why dont you get it its around 65.00 per month and would go towards the extra you are spending on him