WOOOOOOOOOOOOOOOO!!!!! Early Discharge!!!

hannah9000

I got my letter through, I was discharged on 18th August! WOOOOP! The feeling is incredible

I was declared BR on 19th Dec 08. So 8 months all together for me. WOOOOP!

Just one question, on the same day of my ED letter, I had a letter from a bank account saying I need to sort my account that's in arrears....surely the OR would've sorted this? I haven't heard from or used this account in 5 years! And it's only £177. Do I ignore now?

the-muffin-man

Congratulations!!!

That letter has taken a ruddy long while to arrive though!!

Re the Bank letter - any debt accrued before bankruptcy is automatically included in your BR even if you forgot to inform the OR about it. Reply to it but send them a copy of your BR notice and explain you won't/can't pay them (and send it recorded delivery), as you don't want them selling the debt on to someone else who will give you more agro.

hannah9000

I had already included that particluar debt in my SOA so surely the OR would've dealt with it??

Waspeze

Your OR should have and probably did notify them however with the large banks sometimes they have a serious lack of communication between departments !!

As muffin man says it's probably worth sending them a copy of your BR notice and just explain that you would be going against a court order if you were to pay them anything and to talk to your OR



Edit: And congratulations on ED

mighty_sheep

Happy days and all the best for the future

maxmycardagain

well done

ref bank,
this just highlights my advice to copy a BO and send all creditors a copy when you go BR

belts+braces, etc...