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lossed but on the road to found

lossed
lossed Posts: 106 Forumite
edited 12 October 2009 at 7:21PM in Debt free diaries
Hiya, I have decided to move my ramblings to a diary, as i feel my post has moved on from from "mega emergency" to "not so mega emergency" and i feel that debt free board is for more urgent help :confused: and a starting point to get on the right track.

So I guess this is the beginning of my DFD :j

Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did

Comments

  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Welcome to diary land - you are in good company here. Haven't got round to starting my own diary yet but may do one day......
    One life - your life - live it!
  • lossed
    lossed Posts: 106 Forumite
    Thankyou, Im looking forward to reading everyone else's and doing my own.
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Suggest you read Hypno's diary if you haven't done so yet. Also Shaun (the Insane baaarking rambling sheep one) - both diaries very uplifting.
    One life - your life - live it!
  • welcome to diaryland, good luck with the debtbusting!
  • Hiya, just wanted to say welcome, and wish you the best of luck in your debt free journey! xx
    :j6 debts cleared since joining MSE:j
    :eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek:
    :smileyheaGetting Married 04.12.10 - The MSE way :smileyhea
    :dance: Making this house a home :dance:
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Hi, I've followed your other thread, so will find you on here. Well done.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • lossed
    lossed Posts: 106 Forumite
    Thankyou much appreciated :A

    jo x
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • lossed
    lossed Posts: 106 Forumite
    I had a NS day yesterday, just £2,72 for food but thats budgeted for, hoping for another NS day today.. I have joined the weekly spend challenge and budgeted for £15 for sundires. thats a big drop for me, as i am a very big money waster. I will alter the amount as I go and get more used to budgeting.

    Back to work for me tonight, I work night shift, suits me fine due to my bad sleeping issues and family commitments ( they will come out as I go along).

    Today I posted this on the DFW board, not the correct way to go about it but they just will not listen or give and inch, to help me.

    I have had a ongoing thing with welcome finance for about 3 month now. I have never missed a payment. Ive even got into arrears with rent and council tax paying them. Loan finishes next August, so i asked them if i could reduce my payments, i had to send ina SOA. they then told me i had enought to pay them !!!. They just wont budge.

    So I have cancelled my DD they will bl**dy listen to me. I have learnt, they come after rent a council tax, gas n elec n food

    As i say probaly the wrong way to go about it, but i can always re do the DD

    Have good day all :A

    Jo x
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
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