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lossed but on the road to found

lossed
Posts: 106 Forumite
Hiya, I have decided to move my ramblings to a diary, as i feel my post has moved on from from "mega emergency" to "not so mega emergency" and i feel that debt free board is for more urgent help
and a starting point to get on the right track.
So I guess this is the beginning of my DFD :j

So I guess this is the beginning of my DFD :j
Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
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Welcome to diary land - you are in good company here. Haven't got round to starting my own diary yet but may do one day......One life - your life - live it!0
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Thankyou, Im looking forward to reading everyone else's and doing my own.Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did0
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Suggest you read Hypno's diary if you haven't done so yet. Also Shaun (the Insane baaarking rambling sheep one) - both diaries very uplifting.One life - your life - live it!0
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welcome to diaryland, good luck with the debtbusting!0
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Hiya, just wanted to say welcome, and wish you the best of luck in your debt free journey! xx:j6 debts cleared since joining MSE:j:eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek::smileyheaGetting Married 04.12.10 - The MSE way :smileyhea:dance: Making this house a home :dance:0
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Hi, I've followed your other thread, so will find you on here. Well done.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Thankyou much appreciated :A
jo xBack tracked and taking the other fork in the road, it has to lead to a better place than the other one did0 -
I had a NS day yesterday, just £2,72 for food but thats budgeted for, hoping for another NS day today.. I have joined the weekly spend challenge and budgeted for £15 for sundires. thats a big drop for me, as i am a very big money waster. I will alter the amount as I go and get more used to budgeting.
Back to work for me tonight, I work night shift, suits me fine due to my bad sleeping issues and family commitments ( they will come out as I go along).
Today I posted this on the DFW board, not the correct way to go about it but they just will not listen or give and inch, to help me.
I have had a ongoing thing with welcome finance for about 3 month now. I have never missed a payment. Ive even got into arrears with rent and council tax paying them. Loan finishes next August, so i asked them if i could reduce my payments, i had to send ina SOA. they then told me i had enought to pay them !!!. They just wont budge.
So I have cancelled my DD they will bl**dy listen to me. I have learnt, they come after rent a council tax, gas n elec n food
As i say probaly the wrong way to go about it, but i can always re do the DD
Have good day all :A
Jo xBack tracked and taking the other fork in the road, it has to lead to a better place than the other one did0
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