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Advice on non-secured loans

H there,

I am looking to take out a non-secured loan but due to my weak credit rating am aware that i will have to take a high interest loan. Most of the loan comparison sites give links to lenders tha i know wont give me a loan, such the banks.

I am aware there are some bogus 'loan 'sharks out there which act as brokers and them just rp you off.

Unfortunetly, i do need to get some money an just want to know who is out there that can offer people loans with bad credit who are reputable.

Any help much appreciated.

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    how much do you want?
    salary?
    what do your credit files say about you?
  • I want about £3000, i have bad credit with defaults on a couple of credit cards and a loan but am paying them back and dont normally miss payments.

    Am fully aware that i will have to get one with a igh interest rate but am prepared to do this just dont want to get one with a a rip of merchant!
  • If there are any Credit Unions in your area, try them. They usually give loans to people with poor credit history and are a reputable company. Their interest is usually good. I know lots of people who I work with who have gone to them and have had no complaints.
  • Ok, thanks. Not sure if they will be able to help with that sort of amount tho but i will give it a go.
  • If there are any Credit Unions in your area, try them. They usually give loans to people with poor credit history and are a reputable company. Their interest is usually good. I know lots of people who I work with who have gone to them and have had no complaints.

    credit unions in general want to see new members saving for a period of time before lending to them,and usually a £3000 loan wouldnt be avaliable from most c.u`s
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