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Just paid off my nasty credit card!
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roxiepie_2
Posts: 229 Forumite
Hello!
Hope no one thinks I'm boasting, but I just had to tell someone - I've made my final payment to MBNA!
I started with a balance of £2130.84 back in March, but today I made a final payment £10.85 which brings it to a lovely skinny zero.
As a result this month is going to be tight but I really couldn't care less! It feels so good to know that there will be no further monthly statements or lumps of cash I'm losing for no (good) reason ie. the interest.
Just have an overdraft to go now, but that's at 0% so I can build up the money in a high interest savings account at my own leisure. Still want to be DF as soon as possible, but feel the pressure is off a little now as I'll be making interest rather than paying it. yay!
To anyone else who is struggling/losing momentum, keep going, it really is worth it when you get there
Am so broke the only way I can think to celebrate is to buy a chocolate bar using boots reward points! :rotfl:
Hope no one thinks I'm boasting, but I just had to tell someone - I've made my final payment to MBNA!
I started with a balance of £2130.84 back in March, but today I made a final payment £10.85 which brings it to a lovely skinny zero.
As a result this month is going to be tight but I really couldn't care less! It feels so good to know that there will be no further monthly statements or lumps of cash I'm losing for no (good) reason ie. the interest.
Just have an overdraft to go now, but that's at 0% so I can build up the money in a high interest savings account at my own leisure. Still want to be DF as soon as possible, but feel the pressure is off a little now as I'll be making interest rather than paying it. yay!
To anyone else who is struggling/losing momentum, keep going, it really is worth it when you get there
Am so broke the only way I can think to celebrate is to buy a chocolate bar using boots reward points! :rotfl:
NOW DEBT FREE :j
NEW FINANCIAL GOALS
CAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25
£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.00
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Comments
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wooooo hoooooo fab news, well done
joxBack tracked and taking the other fork in the road, it has to lead to a better place than the other one did0 -
Hello!
Hope no one thinks I'm boasting, but I just had to tell someone - I've made my final payment to MBNA!
I started with a balance of £2130.84 back in March, but today I made a final payment £10.85 which brings it to a lovely skinny zero.
As a result this month is going to be tight but I really couldn't care less! It feels so good to know that there will be no further monthly statements or lumps of cash I'm losing for no (good) reason ie. the interest.
Just have an overdraft to go now, but that's at 0% so I can build up the money in a high interest savings account at my own leisure. Still want to be DF as soon as possible, but feel the pressure is off a little now as I'll be making interest rather than paying it. yay!
To anyone else who is struggling/losing momentum, keep going, it really is worth it when you get there
Am so broke the only way I can think to celebrate is to buy a chocolate bar using boots reward points! :rotfl:
Well done!!!!!!!"I don't want to sound cold and un-caring, but I am those things so that's the way it comes out" - Bill Hicks0 -
Congratulations :beer:Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
Congratulations! I paid mine off last week - £2600 in just over a year. Now I just have my loan to go so every available penny will be thrown at that, so that i can be debt free for once in my adult life!!OD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j
Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!0 -
Congratulations! Well done 0
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Wooooo congratulations What choccy bar will you be opting for?
Hopefully I'm only 3 weeks behind you with my MBNA card...waiting for the deposit for the house I just moved out of to come back 0 -
Congratulations! I paid mine off last week - £2600 in just over a year. Now I just have my loan to go so every available penny will be thrown at that, so that i can be debt free for once in my adult life!!
Brilliant news too :T:T:TBack tracked and taking the other fork in the road, it has to lead to a better place than the other one did0 -
Well done! Can't wait til I get one of mine gone!"Organising a wedding is like colouring in at age 4. There's lots of different ways to do it, but everyone will love the way you do it because they love you"Student Loans: £19474.62:eek::eek::eek::eek:0
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Wooooo congratulations What choccy bar will you be opting for?
Hopefully I'm only 3 weeks behind you with my MBNA card...waiting for the deposit for the house I just moved out of to come back
I'm such a money saver - despite having ample boots points, I went for a finger of fundge as they were only 15p! :rotfl:
Thanks for all your kind words, think it's sinking in now....
Good luck stoocake and Keely. Well done tenmah!NOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
Well done , it's great to see someone doing so well:j0
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