Debt free as of yesterday

southernscouser

Jellycat, I just wanted you to wish you all the best in your new "debt free" life!

Sounds great don't it? Oh well one day I'll get there! :rolleyes:

I hope you keep posting so others can benefit from your knowledge and experiences!

All the best,

SS :beer:

Little_Miss_Winner

Ditto southernscouser

kickingkay

hi Jelly fish thanks for sharing your story and its great advice too!
im in debt without mortage 78k have house but not enough equity cant consider bancrupcy as im transport manager for family business so im doing the best i can with a dmp, please keep in touch and let us now how yoiu are going
thanks
klare x

newleaf

Some very sound advice there jellycat. Wishing you lots of luck on your new path.

kickingkay

oops where did the fish come from then lol!

shelagh

SS you are an inspiration. You have big debts and yet you have been so kind to jellyfish. you could have taken the same route but you have determined to pay off your debts even though you have hard times. You have inspired me so many times so well done to you
Shelagh

Broken_hearted

Jellycat hold your head up high because you tried. In your case you did the right thing, others don't and abuse the system. You have learn't a lot and your future will be brighter for it.
Others who take it likely will be back in a few years filing again.

southernscouser

shelagh wrote:

SS you are an inspiration. You have big debts and yet you have been so kind to jellyfish. you could have taken the same route but you have determined to pay off your debts even though you have hard times. You have inspired me so many times so well done to you
Shelagh

Wow! I've been lost for words by that!

Thank you so much. I don't feel like an inspiration but its very kind of you to say so! :kisses3:


Oh by the way folks, it's jellycat! :rotfl:

In_Search_Of_Me

Thanks for the "what you've learned!"...agree with it all! Hope today was a great one? Did you wake up feeling different? Have to say when I have my "debt free day" I will be drinking margeritas, with an umbrella which I will, of course, have saved for & I will have vast quantities of legal drugs ready for the hangover the next day...may even get out the party poppers but I have about 9 years to plan it according to snowball...sure I did it wrong...

jellycat40

Klare don't be down that you have a dmp if it had been even remotely logical for me I would have done it too.

Southernscouser, you are def an inspriation.

For all good wishes and constructive criticism I am grateful.

Now the dust has settled a bit and I have got all my stuff ready to see the OR next Tuesday I feel relieved. Not overjoyed but just relieved that no one can come into my life and upset me. No more phone calls, letters or "telegrams" with threats of visits that never happen.

I have no bank account at the mo as the OR had to take away my cash card so I am waiting to hear from the bank. That is a bit difficult, but it makes little difference as for the last 6 months or so I have only been able to spend what I had in the bank. NO CREDIT.

I will never have credit again. That is the liberating thought.

I do have £2 savings which is accruing well towards Christmas. ME saving for Christmas in May. How things have changed.

Love to all

Louise