Credit Searches

Super_Ram

Hi Everyone,

Not sure if this is the right place to post this but wanted to seek advice on my Searches and what affects my Credit Applications and what doesnt.

Also wanted to know how long will the Searches stay on my file and affect any Applications. I have heard it is a year and also 6 months. I have stuck in when they would be cleared if it was a year

Below is a summary of the searches and dates they were searched

Searched on: 30/10/2008 Searched By: HALIFAX CARD SERVICES Application Type: Credit Card Cleared: 30/10/2009

Searched on: 30/10/2008 Searched By: HALIFAX CARD SERVICES Application Type: Credit Card Cleared: 30/10/2009

Searched on: 07/11/2008 Searched By: FREEMANS PLC Application Type: Direct Mail Order Account Cleared: 07/11/2009

Searched on: 18/12/2008 Searched By: BLACK HORSE LTD Application Type: Hire Purchase / Conditional Sale Cleared: 18/12/2009

Searched on: 02/01/2009 Searched By: MBNA EUROPE BANK LTD Application Type: Credit Card Cleared: 02/01/2010

Searched on: 12/01/2009 Searched By: PRIVATE AND COMMERCIAL FINANCE CO. Application Type: Hire Purchase / Conditional Sale Cleared: 12/01/2010

Searched on: 16/01/2009 Amount: £8,452 Searched By: LOMBARD NORTH CENTRAL PLC Application Type: Secured Loan Cleared: 16/01/2010
Searched on: 26/03/2009 Amount: £5,000 Searched By: ALLIANCE & LEICESTER Cleared: 26/03/2010

Searched on: 17/04/2009 Amount: £5,000 Searched By: ALLIANCE & LEICESTER Application Type: Personal Loan Cleared: 17/04/2010

Searched on: 09/08/2009 Searched By: VANQUIS BANK LIMITED Application Type: Credit Card Cleared: 09/08/2010

Searched on: 09/08/2009 Searched By: CAPITAL ONE BANK (EUROPE) PLC Application Type: Credit Card Cleared: 09/08/2010

Searched on: 18/09/2009 Amount: £250 Searched By: SANTANDER CARDS UK Application Type: Credit Card Cleared: 18/09/2010

Searched on: 02/01/2009 Searched By: ALLIANCE & LEICESTER GIRO Application Type: Current Account Cleared: 02/01/2010

Searched on: 13/01/2009 Searched By: DUNCTON PLC Application Type: Enquiry Cleared: 13/01/2010
Searched on: 27/06/2009 Searched By: ABBEY NATIONAL PLC Application Type: Current Account Cleared: 27/06/2010

Searched on: 17/07/2009 Searched By: ABBEY NATIONAL PLC Application Type: Current Account Cleared: 17/07/2010

Searched on: 16/01/2009 Searched By: LOMBARD NORTH CENTRAL PLC Application Type: Identification: Generic Check Cleared: 16/01/2010

Searched on: 24/08/2009 Searched By: THE POST OFFICE LTD Application Type: Identification: Generic Check Cleared: 24/08/2010
Application Type: Credit Report Search

Searched Cleared 09/10/2009 09/10/2010 29/07/2009 29/07/2010 15/06/2009 15/06/2010 15/04/2009 15/04/2010 25/03/2009 25/03/2010 27/02/2009 27/02/2010 15/01/2009 15/01/2010 04/12/2008 04/12/2009
Sorry for the long post but some of these towards the end are enquiries and identity checks and not sure if they affect me. Also the credit expert have done 8 searches and wondered if this affects me