Im shocked!

jackiegibbo

beth3735 wrote: »

Jackiegibbo, Thanks so much, I wouldnt of thought about doing the diary online. I will start that for a fortnight and see where im going wrong.

TBH I have been good though since getting serious about shifting my debts quicker than the CCCS quoted. So this will be a godsend x

This spendingdiary has been soooo good for me.Usually i would spend and check the bank statements and think no more of it but when you can see it on the spending diary all broken down into categories i can see what im "wasting on"!!!

beth3735

jackiegibbo wrote: »

Hi it lets you change when you sign up at the beginning;)

Thank you I am going to start this tomorrow, it should be easy tomorrow as did big shop and petrol today and working all day tomorrow lol

But it will be nice to see if written down and will hopefully make me stop spending as much as seeing it written down will discourage me to add more lol

jackiegibbo

beth3735 wrote: »

Thank you I am going to start this tomorrow, it should be easy tomorrow as did big shop and petrol today and working all day tomorrow lol

But it will be nice to see if written down and will hopefully make me stop spending as much as seeing it written down will discourage me to add more lol

i think if you are a bit like me and "think" you havent spent too much the spending diary is quite an eyeopener:D

Baileys_Babe

Boring advice but should help. Make a list and stick to it, this is for food, clothes, household bits, toys. Meal planning should also help. Come and join us on the Grocery Challange, as they say, every little helps.

Stick a notice up to remind yourself how much money you spent in Tescos for the year, this may help to motivate you in keeping those pennys in your purse not the till.

DarkConvict

If you are interested in going down the CCA route to see if your debts are enforceable, read this topic Unenforceability & Template Letters