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Help with loan repayment.
Ho everybody
My other half banks with barcleys and took a loan for 3000 out over a year ago and has been paying 120 a month back without any problems meeting the repayments.
I noticed that she is still 3700 in debt so it triggered my mind that she is getting seen off with something so I made her ring the bank for all the details.
The catch is that she was paying all this protection stuff at 36 pound a month and the bank reckon they can only get her repayments lowered if she gets a newer loan without the insurance and stuff taking her upto 4500 pounds. I asked her what she would be paying back in total over the five yeaas and it is over 8000 pound!!!!!
Should she go to another place and get a loan to pay this off with better interest ect.
I am a newbee and my work schedule really means I cant spend hours on end looking through this amazing forum.
Any help would be really apreciated.
Danzo
My other half banks with barcleys and took a loan for 3000 out over a year ago and has been paying 120 a month back without any problems meeting the repayments.
I noticed that she is still 3700 in debt so it triggered my mind that she is getting seen off with something so I made her ring the bank for all the details.
The catch is that she was paying all this protection stuff at 36 pound a month and the bank reckon they can only get her repayments lowered if she gets a newer loan without the insurance and stuff taking her upto 4500 pounds. I asked her what she would be paying back in total over the five yeaas and it is over 8000 pound!!!!!
Should she go to another place and get a loan to pay this off with better interest ect.
I am a newbee and my work schedule really means I cant spend hours on end looking through this amazing forum.
Any help would be really apreciated.
Danzo
0
Comments
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any chance she was mis sold the ppi?0
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