Debt collector letter but person doesnt live here

Charco_2

Wouldn't it just be great if you could, but why stop at £12? Lets get going for some unfair charges of our own!

JUWEL: in the third or fourth line of your letter you state "The addressee and debtor you refer to in your letters do not and never have lived at this address"
change to: DOES NOT LIVE AT THIS ADDRESS (and leave out the "and never have" bit)

Unless the house was a new-build when you bought it, you couldn't possibly be privvy to that kind of information... Perhaps the real debtor DID live at that address prior to you (and perhaps pigs might fly) but you dont want to give the impression that you know who they're talking about either! (ie your sister)

Juwel

Good thinking, cheers.

byebyedebt

Thats a lot of effort when someone doesn't live there. Why don't you just send the letters back with not known at this address.

Tell your sister about the debt. It may be hers and she might want to deal with it.

captainhaggis

RAS wrote: »

It is also against OFT rules to speak to anyone other than the debtor about their debt, send out fishing letters, pursue anyone for debt whom they have nt strictly identified as the debtor, take advantage of the persons ignorance of the law (even if they are the debtor) and so on.

Thank goodness. I was astonished reading the earlier post about DCAs writing to anyone with a similar surname trying to locate you. Disgusting.