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Another tax return question

I had a random thought at some unearthly hour of this morning...

If I pay mortgage interest during the whole tax year but only get a tenant in a rented house from October

Do I declare the mortgage interest as a property expense for the whole tax year or just the months from October onwards?

Comments

  • Provided you were trying to let the property for the full year, all the mortgage interest would be allowable.
  • clairet707
    clairet707 Posts: 385 Forumite
    Part of the Furniture Combo Breaker Home Insurance Hacker!
    we were still living in the house till 1 august, it was on rental market from then onwards

    couldnt find a tenant till october
  • fengirl_2
    fengirl_2 Posts: 4,530 Forumite
    Then you need to apportion the mortgage interest for the let period.
    £705,000 raised by client groups in the past 18 mths :beer:
  • clairet707
    clairet707 Posts: 385 Forumite
    Part of the Furniture Combo Breaker Home Insurance Hacker!
    so from october? or august?
  • fengirl_2
    fengirl_2 Posts: 4,530 Forumite
    From whichever month it was available for letting.
    £705,000 raised by client groups in the past 18 mths :beer:
  • I'd recommend keeping some sort of proof that the house was available for letting during the period you couldn't find a tenant, such as a newspaper ad or agreement with a letting agency.

    This may come in useful if the revenue query it in the future.
This discussion has been closed.
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