Car Finance - can I hand back car

Glasgowkiss84

~Brock~ wrote: »

If an interest is noted with HPI, it doesn't mean the finance is secured on the car, just that an interest is noted. Black Horse, for example, do this all the time.

I agree that there are confusing elements to the agreement, but it is not HP. The terms clearly state that the car is yours, which means that you cannot be 'hiring' it from them.

The CRA file is likely to be marked as the closest one from the limited number of options describing the type of credit agreement.

Thanks for your reponses, can I just ask one more thing - where is it stated that I own the car? What number in the terms and conditions?

Many thanks,

GK

~Brock~

Glasgowkiss84 wrote: »

Thanks for your reponses, can I just ask one more thing - where is it stated that I own the car? What number in the terms and conditions?

Many thanks,

GK

Paragraph 3, on the first T&C page.